Updated Tradeline List
(Authorized Users)

email : info@mrcreditsmart.com for MONTHLY UPDATED LIST

OUR HOURS OF OPERATION
9am to 6pm Mon-Fri (Mountain Time)
Open Saturdays Now 8am to 12pm

We accept bank deposits or wire transfers.
(We also accept Bitcoin for payments)
Simply email us for our Bitcoin deposit address & send the amount of the tradeline.

For example: If the tradeline is $150, simply send $150 in Bitcoin.

NEW BUYERS HAVE TO PROVIDE COPY OF ID

The different colors mean different tradeline addresses. So blue is from one address, green is another address, and red is another.

Except for the ones with an * next to them.

Tradelines with an * require an ID and SSN copy (front & back) emailed to us.

Cards with Asterisks() are not CPN friendly and would require a picture of SSN and ID.

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    • Tradelines of the same color have the same address.

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    • AMEX lines will show the date when the AU was added instead of the open date of the card.

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    • Capital One lines are now requiring copies of IDs to be added so if ordering one, we will need a copy of your ID with your order.

  1. The ones with asterisks (**) are not CPN friendly. They would require a picture of your ID and SSN Card and will be validated with our SSN System.

  2. All tradelines will be now given with an address of the tradeline when we send you a confirmation of your payment.

  3. Proof of Non Posting is requested 10 days before the end of the tradeline falling off or a refund will not be given.

  4. Hard pulls and Address changes are required to help get the bureaus to merge with your credit report once confirmation has been given.

  5. Tradelines are now given 7-10 days before the statement date begins to ensure posting, so you must order in time.

How Do You Order?

  1. Deposit to our Bank of America Business Account and confirm your receipt with us via email or by sending us a picture of your deposit.

    Bank of America
    EMAIL US FOR ACCOUNT NUMBER
    Routing # 1110000025

    We now accept Bitcoin as well. Simply email us for our Bitcoin deposit address.

  2. Send us which AU (authorized user) you are ordering to Info@MrCreditSmart.com

  3. Send us your First Name, Last Name, Date of Birth, Social Security Number to Info@MrCreditSmart.com

  4. We will send you a confirmation email from Info@MrCreditSmart.com that your order was confirmed.

(DO NOT call us for tradeline orders, only email. This is to keep our prices low. Our prices are EXTREMELY competitive.)

Posting Details:

  • All Lines post in 1-2 weeks after the statement date.

  • All US Bank lines post on the 1st to 2nd week of the following month.

  • All SSNs/CPNs are subject to skip trace analysis, and we will refuse service if discrepancies are found.

  • We guarantee the AU tradeline will stay on the file for 30 days (it can stay longer, but that is the minimum).

  • We guarantee your tradeline(s) will post on 2 of the 3 bureaus OR YOUR MONEY BACK.

If an AU does not post, fill out the non-Posting Form at the bottom of this email between the 2-4 week window of it posting. If you request a refund after 4 weeks, we cannot process it.

Our refunds are processed through Chase, Bank of America, or Google Wallet only.

We don't guarantee score increases, only posting on at least 2 out of 3 bureaus.

For orders or questions, email us at Info@MrCreditSmart.com

We are now offering Primaries

A Jewelry Account for $15,000 that will show on your credit for 6 months minimum but most of the time stays for up to a year.

Cost is $2,200.00 (Remember, it’s staying for 6 months and generally a year.)

F.A.Q.S

What is a Primary?
A primary account holder refers to the main user of an account, such as a bank or credit card account.

What limit is the Primary on my account?
It will show up as a $15,000 primary account. It will show up as a jewelry account.

What’s the difference between a Primary and an Authorized User?

  • A Primary means that you are the main account holder of a credit account.

  • An Authorized User is added to an existing account by the primary holder.

How long will a Primary stay on my credit report?
We guarantee it will stay on for 6 months, but it can stay up to a year. It reports like a credit card with a balance between $1,200-$1,500 being paid down every 2 months.

When will the Primary show up on my credit report after I pay?
It should show up 30 to 60 days after the statement date.

Do I have to do anything for the Primary to post?
No hard pull. Just wait 30 to 60 days.

Will a Primary help boost my credit?
Yes, it should increase your score and history, but we only guarantee posting. No refunds are given for score changes.

Will I owe anything on this Primary account?
No, you do not owe anything at all. You can keep the bill for your records or dispose of it.

What if it doesn’t show on my report?
We have tested this multiple times. If it does not show for any reason, we will refund or credit you.

Can I buy a Primary for my CPN file?
No, we do not accept CPNs for the primary. We require ID and SSN after the deposit is made.

Deposit Instructions for Primary
Instructions are the same as tradeline deposits. Send the deposit via your preferred method and confirm payment. We will then provide basic instructions to get the primary posted to your credit report.

We accept bank deposits and wire transfers.
(We also accept Bitcoin for payments.)

Simply email us for our Bitcoin deposit address & send the amount of the tradeline.

For example: If the primary is $2,450, simply send $2,450 in Bitcoin and confirm with us.

For orders or questions, email us at Info@MrCreditSmart.com